Section 01
Introduction
Amico Limited NZBN (942 905 180 0215 ) ("we," "us," or "our") knows that you care about how your personal information is used and shared, and we take your privacy seriously. We are committed to protecting your privacy. We appreciate your use of our website, applications, software, product and services (collectively, the “Services”). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website amico.finance (the "Site") and our ServicesPlease read this Privacy Policy carefully. By accessing and or using the Services you agree to the terms of this policy and our Terms and Conditions, which are available here[1]. If you do not agree with the terms of this Privacy Policy, our Terms and Conditions of using this website, or our End User Licence Agreement, please do not access the Site or use the App.
[1] Insert link to Terms and Conditions once finalised
Section 02
This privacy policy applies to all information we collect through our web and mobile applications from current and former Amico users, including you. When you are no longer our customer, we continue to share your information as described in this policy.
Section 03
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide when you register for an account, complete a transaction, or interact with the App. This information may include, but is not limited to:
· Name
· Email address
· Phone number
· Mailing address
· Date of birth
· Financial information (bank account details, credit card numbers)
· Social Security Number or other identification numbers (where required)
Non-Personal Information
We may automatically collect non-personal information whenever you interact with our Site or App, including:
· IP address
· Browser type
· Device information
· Operating system
· Geographic location
· Usage data (such as pages accessed, time spent, and the links clicked)
Section 04
How We Use Your Information
We may use the information we collect for various purposes, including:
· To provide and maintain our services
· To process transactions and send confirmations
· To improve and personalize your experience
· To communicate with you, including responding to your inquiries and sending important updates
· To analyse usage and trends to enhance our offerings
· To comply with legal obligations and protect our rights
Section 05
Sharing Your Information
Your personal information may be shared in the following ways:
Service Providers
We may employ third-party companies and individuals to facilitate our service, provide the App, perform App-related services, or assist us in analysing how our App is used. These third-party service providers will have access to your personal information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
Employees
Our employees and any related bodies corporate may access your information for purposes connected to their roles within our organisation.
Legal Compliance
We may disclose your personal information if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).
Section 06
Data Security
The security of your personal information is important to us. We implement reasonable security measures to protect your information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security.
Section 07
User Rights
Depending on your location, you may have the following rights regarding your personal information:
· The right to access your personal data
· The right to request correction of inaccurate information
· The right to request deletion of your personal information
· The right to object to or restrict our use of your personal information
· The right to data portability
· The right to withdraw consent at any time, if our processing is based on consent
To exercise any of these rights, please contact us using the email address provided below.
Section 08
Cookies
Our Site and App may use cookies and similar tracking technologies to enhance user experience and analyse site traffic. You can set your browser to refuse cookies, but this may affect your ability to use some features of our Services. [1]
When you visit our website, use our mobile application, otherwise use our Services or visit a third-party website for which we provide online services, we and certain business partners and vendors may use cookies and other tracking technologies (collectively, "Cookies"). We use Cookies to recognise you as a customer; customise your experience, other content and advertising; measure the effectiveness of promotions; perform a wide range of analytics; mitigate risk and prevent potential fraud; and promote trust and safety across our site and application.
Certain aspects and features of our and our website are only available through the use of Cookies, so if you choose to disable or decline Cookies, your use of the website and our application may be limited or ineffective.
[1] I have deleted this because I am not certain you have a Cookie Policy, and instead I have tried to capture everything here. If you do have a Cookie Policy, then I suggest you leave this sentence in and have an active link to where that policy might be viewed. You should ensure Kris, or whomever is best able to understand how your cookies work, check this and / or any cookie policy you might have determined to use.
Section 09
Third-Party Services and Links
Our Site and application may contain links to third-party websites or services that are not operated by us. We are not responsible for the content or privacy practices of these third-party sites. We encourage you to review the privacy policies of any third-party sites you visit. These can be located at these links:
GoCardless
https://gocardless.com/privacy/
Section 10
Deleting Your Information
You may cancel your account at any time by contacting us.
Once you have requested us to cancel your account, to the extent reasonably possible, all information and credentials will be deleted from our systems, and nothing will be retained other than as required by law. However, portions of your information, consisting of aggregate data derived from your information, may remain on our production servers indefinitely.
Your data may also remain on a backup server or media. We keep these backups to ensure our continued ability to provide the Services to you in the event of malfunction or damage to our primary production servers.
Please note that simply deleting our application from your device will not give effect to termination and deletion of your information.
Section 11
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this Privacy Policy periodically for any updates.
Section 12
If you have any questions about this Privacy Policy, please contact us at:
Amico Limited
Email: tom.aitken@amico.finance
Address: 335 Clareinch Road, Waipawa, 4271, New Zealand
Phone: +64272857378
Section 13
By using our Site and our application, you consent to this Privacy Policy and our data handling practices. Thank you for trusting Amico with your personal information.